The Only Acceptable Forms of Identification You Should Bring to Your Home Closing

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The process of purchasing a home requires numerous steps that help you get closer and closer to the finish line: closing day. Closing, also known as settlement, is a meeting between the home sellers, buyers, and any agents and representatives in order to sign documents that transfer property ownership. 

It is also the time to pay closing costs and escrow payments. As the very last requirement before your dream home is finally yours, closing day should be handled with the utmost attention to detail to ensure that everything runs smoothly. This is why it’s so crucial to bring the correct forms of identification with you to your closing!

Photo Identification

Your library card won’t cut it during settlement. Be sure to bring a state-issued photo identification, such as a driver’s license or passport. This form of ID is critical since your signature is notarized on many title and loan documents during settlement. Your ID helps to prove your identity and validate the sale. 

Second Form of ID with Your Name

In addition to your driver’s license or passport, you also need a second form of identification proving your name. These are the most common second forms of ID used during settlement:

  • Social Security card
  • Credit or debit card
  • Birth certificate

What Else Should You Bring to Closing?

Since there are countless steps that must occur before closing day, such as a title search, home inspection, and document approval, each component needs to be confirmed and approved before closing day arrives. Something as simple as one single missing document can delay or even cancel a closing, so cross every task off of your list twice:

  • Correct form of payment via wire transfer
  • All required paperwork
  • Plenty of time!

Along with taking these precautions, it is critical that you partner with a reliable and experienced title service to meet all of your home buying needs. Benefit Title Services, LLC, located in Tampa, Florida, will guide you through every step of the closing process and ensure that any potential title problems are resolved far ahead of time. Call Benefit Title today at (813) 251-1420 to enjoy a smooth and stress-free home buying experience.