You found the perfect Florida home and you’re ready to get the keys. But a hidden problem in the property’s past, called a title defect, can stop the sale cold. These issues, or “title clouds,” can cause long delays or even cancel the deal.
Knowing what to look for is the key to a smooth closing. Here are the top problems we see in Florida and how we find them before they affect you. Read more
When you buy a home, you are buying its entire history. Unfortunately, that history can include hidden problems like old debts or forged documents that threaten your legal ownership. Unlike car insurance that protects you from future accidents, the biggest risk to your home’s title comes from its past. A mistake made decades ago could become a very expensive problem for you today.
This is where an owner’s title insurance policy is different. It’s not a monthly bill. It’s a single premium paid at closing that acts as a permanent shield, protecting your ownership rights for as long as you or your heirs own the home. Read more
Closing on a home should be exciting, not scary. It’s a moment where one of your biggest investments is on the line. But a new scam is targeting Florida buyers, sellers, and Realtors. Fraudsters are creating “ghost title agencies,” which are fake companies that look real, in order to steal closing funds and ruin the sale.
The good news is you can protect yourself. Knowing the warning signs is the first step to ensuring your title company is the real deal. Read more