Archive for month: June, 2020

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What to Do When a Title Cannot Be Produced by the Seller

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Did you get all the way through closing while purchasing your new home only to discover that the seller can’t produce a title or deed for the property? If a seller isn’t able to produce a clear title, the home sale might not be valid. Here’s what you need to do next.

Understand what a clear title is.

A clear title means that a real estate deed has no title defects such as co-owners not in on the deal or lienholders or stakeholders preventing the sale. A property deed can easily be obtained through the courthouse; and if a seller won’t or can’t produce the title, it is probably because they don’t want you to know about a defect. Read more

Does Your Potential New Home Have a Clear Title?

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When you buy a used car, it is very clear if there is a lien on the property. The lienholder’s name and contact information will be on the title, along with the owner’s information. But when you buy a home, you don’t have that transparency. Deeds or real estate titles do not list lienholders on the title.

You should never just take someone’s word for it that a title has no defects. Even real estate agents can be unscrupulous. So how do you know you have a clear title, and why it is important? Read on to find out.

Common Title Defects

A real estate deed may have any one of several title defects. A title defect is an issue with the title that makes it unlawful for the property to change hands. Some of the most common defects include: Read more

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